Check Your Home Insurance Policy and Home Systems Annually
In order to guarantee efficiency, effectiveness, safety, and lifespan, maintaining your house entails keeping up with routine inspections, repairs, and manufacturer-recommended service for the primary systems. It’s a good idea to contact a professional to evaluate your HVAC system if you saw your heating costs increasing this past winter or had trouble keeping your house cool in the summer. Except in cases where the damage was caused by a fire or another covered occurrence, New Bedford home insurance does not cover things like HVAC equipment. Signing up for a yearly contract with a competent HVAC repair and maintenance company is the greatest insurance you can obtain for your house outside of a Massachusetts home insurance policy. Speak with a New Bedford insurance professional at Borden Insurance Agency to learn more about extending the insurance coverage under your current policy.
Inspect Your Home’s Systems
Regardless of how old your equipment is, there are a lot of problems that might make your HVAC system operate inefficiently. Efficiency problems are frequently caused by leaking ducts, an overworked system, poorly placed ducts, and badly maintained equipment. It is wise to have an examination before making expensive repairs since dirty air ducts can also be a problem. The greatest option for safeguarding your home’s heating and cooling system and lowering liabilities related to using non-licensed providers is to use a qualified HVAC professional. Before allowing a service provider inside your house, always check their credentials, insurance, and licensure. Repair personnel who are not certified or who are not appropriately insured might put you, the homeowner, at risk.
It pays to have a basic understanding of how your home’s systems operate, even if you aren’t doing the job yourself—which you shouldn’t unless you are qualified and certified for HVAC maintenance and repairs. A licensed HVAC professional will be equipped with the knowledge and instruments required to assess the effectiveness of your system. According to studies, the air ducts are responsible for the loss of 40% of conditioned air, including heated and cooled air. Make sure the HVAC contractor you select inspects the air ducts for leaks if any of your home’s rooms are not cooling as effectively as others or have drafty areas. One of the greatest methods to increase energy efficiency and save heating and cooling costs all year round is to seal, insulate, and fix damaged vents.
HVAC Inspections in Massachusetts
Having your HVAC system precisely balanced is one of the things that has to be done to guarantee that it operates with the right efficiency and effectiveness. Similar to New Bedford house insurance, the finest outcomes come from a well-balanced and maintained system. Airflow, duct leakage, pressure, and the precise pressure of filters, coils, and fans are a few of the things that are examined. A licensed contractor will be able to assess the performance in relation to the manufacturer’s recommendations. For some HVAC system brands to be in compliance with warranty requirements, repairs, maintenance, and services must be carried out by a factory-trained or otherwise approved professional. You must ascertain if your system is still covered by warranty and what work, if any, has already been completed by prior repair personnel.
In order to get the best results possible, modern high-efficiency HVAC systems can need extra servicing. Regular maintenance according to the season should be done to increase your system’s efficiency, decrease energy usage, and provide better temperature management. The best times to do preventive maintenance, diagnostic repairs, and routine inspections are in the spring and again in the fall. Make sure to get in touch with your New Bedford insurance agent if your system is outdated, is found to be inefficient, or needs to be updated for any other reason.
Call Your New Bedford Home Insurance Agency
Any improvements you make to your house, including changes to the principal systems, appliances, roofs, and necessary fixtures, should be updated on your Massachusetts home insurance policy. In order to review your policy and ensure that everything is current, you should speak with your New Bedford homes insurance provider at least once a year. To speak with one of our representatives about your existing policy or to receive a FREE home insurance quotation in New Bedford, contact Borden Insurance at 508-999-3636.