The Dangers of Seasonal Storms: Car Insurance in New Bedford

Hurricane season begins on June 1st and tornado season also starts in the spring. While you might not think that either of these events has anything to do with vehicle owners in New England – guess again. Even if you never travel out of the northeastern region on vacation or a weekend excursion, many of these seasonal storms that primarily impact other areas of the country eventually make their way to our area. Rainstorms, gusty winds, hail, flooding, and other concerns can wreak havoc on vehicles throughout the Southcoast region. While most people will do their best to protect their cars and trucks from damage, sometimes you just get caught out in a storm, and there’s nothing that can be done.

Quality Auto Insurance in New Bedford, MA

The first line of defense against vehicle damage of any kind is to have a comprehensive New Bedford car insurance policy that will protect you against natural incidents, accidents, and other situations. Is your vehicle ready to stand up to everything Mother Nature can do throughout the year? Do you have the right MA auto insurance policy based on your needs and lender requirements? How will you get your vehicle repaired if it ends up getting caught in a minor flood, dented by golf ball-sized hail, or gets a tree knocked down on top of it? Contact Borden Insurance to get a FREE quote for car insurance in New Bedford and the surrounding area and double-check your existing coverage.

There are many different types of coverage that can be included with your policy for auto insurance in New Bedford, MA. Discuss your current policy with a trusted agent and add on extra protection as needed. Find out what is covered – and what isn’t – as well as any deductibles, rental coverage options, roadside assistance, and other included services. Comprehensive coverage is designed to protect you from damage caused by most natural disasters. However, there are two options that you should consider adding, depending on your situation. Gap coverage pays the difference between what you owe and what the car is worth and rental reimbursement is helpful if your vehicle will be repaired for any length of time.

Find Ways to Protect Your Vehicle in New Bedford

While most homeowners park their car or truck inside of a garage or under a carport at night when they are at home, it can be tough to find protection at work, while running errands, or out on vacation. It might seem like parking under a tree would provide coverage from things like hail and heavy winds, but this idea could actually be putting your vehicle in harm’s way if the tree were to get knocked over in the storm. If possible, try to get to higher ground or undercover in a safe area. This will protect you from getting carried away by floodwaters and offer some shielding for your roof, hood, and windshield. If you are traveling, park under an awning at a gas station or under a bridge on the highway until the storm passes.

Car covers can be helpful, especially if you have to park your vehicle outdoors instead of inside a garage. New technology has been used to create covers that offer multi-layer protection from things like winds, hail, and heavy downpours. Learn about windshield wipers and window treatments that will help to enhance visibility, even during major storms. If you live in an area where seasonal storms are common or if you make a lot of road trips and travel throughout the year, your best bet is to be as prepared as possible to avoid getting damage. Make sure to always have a copy of your vehicle registration, title, insurance card, and driver’s license when you travel or leave your home for any reason. Record any damage with photos and written descriptions so you’ll be ready to file a claim.

Get a FREE Quote for New Bedford Car Insurance

If you would like to get a FREE quote for car insurance in New Bedford and the surrounding area, contact Borden Insurance directly by calling 508-999-3636. We can answer any questions you might have about your current MA auto insurance policy or provide you with a new quote for auto insurance in New Bedford, MA, or anywhere in Southeastern Massachusetts. We are proud to have served the local Southcoast communities for more than 100 years and to have earned a solid reputation for providing quality insurance policies and top-notch customer service.