FREE Quote for a New Car: Massachusetts Auto Insurance Policy
Purchasing a new car – whether it is brand new from the dealership or new-to-you as a used vehicle – is an exciting time. Trading in an old car for something that is better suited to your needs can be helpful in many ways. Make sure to speak with your local MA auto insurance agent to get a quote for Massachusetts auto insurance ahead of your purchase. That way, you won’t be surprised if the premium is higher than what you were expecting. Many dealers require proof of insurance before they allow you to leave the lot with your new car. Make sure to bring proof of your current car insurance in New Bedford and find out if any other type of certification is required before you go.
Some Vehicles Require More Insurance
Depending on the type of car or truck that you choose to buy, your insurance may be more costly than before. One example would be a sports car, which makes sense that it would cost more to protect. Not only do sports cars cost more than typical family cars and sedans, but they often come with higher risks, such as an increased likelihood that they might be raced or driven fast. Trucks also come with higher insurance costs due to the ability to load and haul things. Whether you plan on using a truck or SUV to pull a trailer, camper, or boat – or if you just want more space for your family and trips to big warehouse shopping stores – make sure you are aware of the cost difference.
Have you ever heard the phrase, ‘your mileage may vary’? What this means is that every person is an individual and that your experience will be different as a result. If you are a 40-year-old driver with a perfect driving record and an excellent credit score, your costs will be drastically different than a new driver with less than five years of experience who is still under 25. Be aware of cut-rate insurance opportunities that promise ultra-low rates and provide less insurance than you need. Your New Bedford insurance agent can provide you with the best information about Massachusetts auto insurance and create a custom policy for you that suits your needs, any lender requirements, and fits within your budget.
Safety Technology Can Help
One of the ways that you can reduce the risk of owning and insuring a brand new car is to purchase one that has advanced safety features. Some of those features can include a backup camera, which is pretty much standard on most vehicles today, as well as adaptive cruise control. Adaptive headlights, automatic parking, forward collision warning, proximity warning, out of lane warning and anti-theft systems are also things to look for when purchasing a new vehicle. Make sure to share all of the information about the features that are included with your vehicle when you speak with your Massachusetts auto insurance agent at Borden Insurance.
Depending on the policy that you select, you may be eligible for discounts based on the extra features that are included in your new car. Your agent can provide you with insight into the different types of design characteristics that will make your vehicle safer for you and your passengers. Larger and heavier cars are less likely to sustain severe damage in car crashes than smaller vehicles. There are also certain makes and models that are prone to rollover accidents that you might want to know about before you shop. Safety cages, multiple airbags, and other safety tools can be valuable to vehicle owners because of potential insurance discounts and the peace of mind that they provide.
Get a FREE Quote for Auto Insurance
Since 1909, Borden Insurance Agency has provided quality insurance products and sound advice to residents and business owners in the Southcoast region of Massachusetts. We offer a wide range of options for Massachusetts auto insurance and can create a custom policy based on your needs and any lender requirements. Contact our team by calling 508-999-3636 to speak with one of our MA auto insurance agents about getting car insurance in New Bedford and the surrounding area. We can answer any questions you might have about Massachusetts auto insurance and provide you with a FREE quote to help you make an informed decision about protecting your brand new vehicle.