Massachusetts Auto Insurance: How to Plan a Family Road Trip

One of the best ways to get out and get away is to take a family road trip. Whether that means just a weekend out of the Southcoast area or a more extended getaway depends on you, the amount of time you have, and your budget. So even if you don’t have the funds or interest in taking a cross-country adventure, a local day trip might be all you need to relax and refresh your point of view. The family car is likely your first choice for local travel, but rental opportunities are available as well. If you have never rented or taken a long-distance trip, you might want to contact your local insurance agency in New Bedford to discuss your needs for Massachusetts auto insurance. Rental car companies often offer high-priced insurance policies for the term of your rental. Contact your New Bedford auto insurance agency before you rent a car out of state or the country.  If you have full coverage on your MA auto insurance policy, you may still opt to purchase Collision and Comprehensive insurance from the rental company when you rent in other states on vacation. Purchasing Collision and Comprehensive (aka the “waiver”) for a rental can safeguard your vacation. Utilizing your own insurance for a damaged rental when out of state, can tie you up for days. Purchasing the waiver can safeguard your vacation. Your MA auto insurance policy may provide the liability required by most US states and Canada. It will not extend to any other country.

EXPERT TIP: Before you assume anything about your existing policy, make sure to contact your New Bedford car insurance provider at Borden Insurance. We can answer any questions you might have about your current policy and help you make smart decisions about travel insurance, rental insurance, and other protective options.

Where Do You Want to Go?

The first big question should be about where you will be going. Certain states, regions, and activities may not be available for travel, so it’s a good idea to do your research ahead of time. The same goes for securing a rental car or reserving a hotel room. Even RV rental spaces and some campgrounds may have restrictions at this time. This advice is good no matter when and where you want to travel, but right now, it is essential. A road trip can be a great way to travel with pets or small children that might not be accepting of plane rides and other types of travel. Side trips to see fun things, such as The World’s Largest Ball of Twine or historical landmarks, can make the journey just as memorable as the destination. Planning your trip can also be a lot of fun and, depending on the ages of your children, it might be an excellent family activity, as well.

What Will You Do?

Consider your budget and how much you have to spend, as well as how much time you want to spend on the road each day. Longer trips will require overnights at campgrounds or hotels, so it’s a good idea to call ahead and think about where you will stay. Sometimes having a “finish line” in mind at the end of each day can help you stay on track and reach your destination in a timely manner. It can also help to silence some of the “are we there yet?” questions from the backseat. Choose your destination, side trips, and stop-overs to include something for each member of your party. Getting out to stretch your legs, allow kids to run, and have a nutritious meal instead of fast food will help to keep everyone sane throughout your road trip. Make sure to have cash on hand instead of just cards in case you arrive at a destination that does not accept bank cards or credit cards. Keep it in a safe place and only use it when necessary.

What Do You Want to Take?

This can be a loaded question, depending on who is going with you and how long you will be gone. Coloring books, toys, video games, and movies can be a welcome distraction for kids who get bored easily. Healthy snack boxes with water bottles, juice, fruit, granola bars, and other treats can instantly lift sour moods. Extra diapers and wipes, tissues and paper towels, trash bags, and other necessities should all be within easy reach. Pillows, stuffed animals, and of course suitcases with clothing and other essentials must be considered as well. Depending on the size of your vehicle and space options for passengers, the number of things that can be brought might be limited. Consider all of this before you begin to pack or agree to allow anyone to bring something extra on the road.

Get a FREE Massachusetts Auto Insurance Quote

Whether you are planning a family road trip or buying a new car, you can get a FREE quote for New Bedford car insurance by calling Borden Insurance at 508-999-3636. Since 1909 we have proudly served customers in the SouthCoast communities, providing quality MA auto insurance policy coverage. Call today to go over your existing policy or talk about coverage options with our insurance agency in New Bedford, Massachusetts.