Home Insurance Premiums and Child Safety in New Bedford

Prioritizing childproofing measures is a must for homeowners who have young children or grandkids in their homes. It’s essential to keep an eye out for potential threats and do what you can to eradicate them, as they may be anywhere in your house. For first-time parents or grandparents who haven’t raised a child in quite some time, some education about precautions may be necessary. It’s easy to overlook potential hazards, so it’s best to utilize a childproofing checklist and treat your home as if it were brand new. Notify your Massachusetts home insurance agent if you install any new security equipment or services. If the renovations qualify you for any reductions on your homeowner’s insurance, your agent will let you know.

Massachusetts Home Insurance Tips

Experts on childproofing believe that being on the child’s level is essential for doing a thorough job. There are many things that might become deadly in an instant, such as electrical outlets, phone jacks, sharp corners on tables, and heating grates. Even the tidiest homes may harbor stuff such as coins, pins, jewels, nuts, seeds, and pet treats that a youngster has dropped and is waiting to discover. There are several additional items, such as loose cables and dust bunnies, that a youngster may be tempted by.

Post a list of important phone numbers in a visible location in your home. Include not just 911 but also the contact information for a nearby emergency contact, a pediatrician, and any other people you would need to reach in the event of an emergency. Keep a first aid kit on hand in case of any unforeseen emergencies. Keep it filled, keep an eye on the expiration dates, and learn to utilize everything in there. If you want to be ready for anything, enroll in a first aid training through the Red Cross or a nearby hospital.

Safety Measures for Homeowner’s Insurance

Consider installing a childproof gate in any area of your home that would be challenging to baby-proof. Staircases benefit greatly from gates, and they are especially useful when placed at both the top and bottom of the staircase. However, they are also useful for preventing youngsters from entering rooms with several cupboards and cabinets, such as the kitchen, bathroom, storage area, and laundry room. Changing how and where you store things, or being prepared to employ cabinet goods, might help keep a kid safe if you can’t completely block off a place due to your home’s layout. Tools like plastic coverings for electrical outlets and screwed-in covers that keep gadgets safe while they’re plugged in can be useful.

Having security cameras in a house with active kids is a great idea for several reasons. Parents may keep an eye on their kids even while they’re asleep or in another room by using security cameras. Some parents utilize security cameras to watch over their kids and keep tabs on the sitter they’ve hired while they’re at work. A reliable security system is another option for household protection. Telling your New Bedford home insurance agent about this improvement might save you money on your premiums. Your Massachusetts home insurance premiums may go down if you install a certain kind of security system.

Lots of Options Available
In the United States, children are particularly vulnerable to injury from falling furniture. Bookshelves, dressers, and televisions are just some of the items that should be secured to the wall to prevent them from toppling over on a youngster. Curious kids will do things like yank televisions from the wall, climb bookcases, and open drawers and cupboards. Safety trap kits and other kid protection equipment may be purchased from your neighborhood hardware shop.

Contact your New Bedford Home Insurance Agent

Wondering which renovations can help bring down the cost of your New Bedford house insurance premiums? Call 508-999-3636 to speak with a representative from Borden Insurance Agency. If you live in Massachusetts, we can provide you with a free estimate for homeowners insurance, or we may review your current policy to make sure you have adequate protection for your home and finances.