Quality Insurance Coverage in New Bedford at a Great Price

It’s not always obvious whether or not your auto insurance policy provides adequate protection in the event of an accident. New Bedford, Massachusetts has minimal standards for insurance providers that must be met in order to comply with state law. Lenders typically have their own requirements for minimum coverage amounts to guarantee that their financed car is protected in the event of an accident. Finding a reliable Massachusetts vehicle insurance agent is essential. Some insurance companies will try to sell you more coverage than you actually require, while others, in an effort to undercut the competition, will sell you insurance at a much lower rate but with much less comprehensive coverage. At Borden Insurance, we take pride in offering New Bedford auto insurance that is designed specifically for your needs.

Borden Auto Insurance, based out of New Bedford, MA, has been providing coverage to drivers in the Southcoast area since 1909. An insurance office with over 110 years of expertise and a fantastic reputation for delivering excellent home, life, and vehicle insurance. As an independent agency, it is our mission to find our clients the most comprehensive, cost-effective insurance policies available in the New Bedford, Massachusetts area. In order to assist you make a well-informed choice, we can walk you through the ins and outs of insurance and answer any concerns you may have regarding coverage, rates, and deductibles. If you need assistance safeguarding your car, our agents are here to help.

Quality Insurance Coverage in Massachusetts

Consumers in New Bedford, MA may be confused about vehicle insurance since the language is unfamiliar. When you deal with Borden Insurance, you’ll have access to a knowledgeable Massachusetts auto insurance agent who can help you sort through the noise and get coverage that truly works for you. Our blog is full of useful information and suggestions for maintaining your vehicle and making the most of the coverage provided by our car insurance companies. Get the most out of your insurance policy in New Bedford, MA and the rest of the Southcoast with the help of the resources we give.

• When shopping for car insurance, you’ll hear a lot about the deductible. This is the deductible you must meet before your insurance provider will start paying for damages. If your deductible is $1,000 and the cost to repair your car after a covered accident is $2,500, you will be responsible for paying $1,000 out of your own pocket before your insurance kicks in to cover the remaining $1,500. A higher deductible will reduce your premium.  However, you should work with your Massachusetts auto insurance provider to set a deductible that you can afford in the event of an accident.
• The size of your deductible will affect your premium, as we discussed above. Age, driving history, vehicle make/model/year, and coverage limits all play a role in determining the final cost of your policy.
• Auto insurance in Massachusetts, as in most other no-fault states, will cover medical expenses for you and your loved ones, up to the policy’s maximum of $8,000, regardless of who was at fault in an accident. This is coverage is Part 2 “Personal Injury Protection”.  There are just a dozen states that follow the “no-fault” model, and Massachusetts is one of them. Every licensed driver in the Commonwealth of Massachusetts must have liability insurance. Get in touch with a dependable Borden Insurance representative to learn more about Massachusetts’s minimum coverage and no-fault payouts.
• Your policy’s coverage type includes a coverage limit, which is the maximum amount that will be paid out. Maximizing your vehicle insurance coverage is an excellent option for protecting yourself and your assets, such as your house and company. Increases in coverage up to maximum available can help protect you financially in the event of an accident.

Insurance Companies in New Bedford

In New Bedford, Massachusetts, you may choose from the following automobile insurance policies. You may further fortify your safety by investigating available solutions for extended coverage. Personal Injury Protection (PIP) insurance is mandated in Massachusetts and 14 other states, and it provides more extensive protection than standard medical expenditure insurance. Vehicle owners can benefit greatly from PIP since it covers a wide range of expenditures in the event of an accident, including medical bills, burial costs, rehabilitative care, substitute services, lost income, and safeguards for those who are self-employed.

Schedule an appointment with an agent to go over your existing policy and examine your alternatives to make sure you have the greatest coverage available given the ever-changing insurance laws and regulations in New Bedford, MA. To discuss your current policy or to receive a FREE estimate for vehicle insurance in New Bedford, Massachusetts, and the neighboring Southcoast cities, call Borden Insurance at 508-999-3636.