Annual Home Maintenance for Homeowners: New Bedford Insurance
One of the smartest things you can do as a homeowner is to consistently invest in the maintenance, repair, and security of your house. The ability to repair the damage before certain weather conditions affect the region and make things even more challenging is made possible by arranging seasonal house inspections and preventative maintenance. The impacts of a leaky roof in the fall might be exacerbated in the winter by damage from melting snow and ice. Winter snowfall might cause serious harm to or even make a fence or wall bordering the property boundary legally liable for neglect. Even landscaping components like trees and bushes should be kept properly maintained to lower the possibility of harm to your home or the properties of your neighbors during severe weather.
New Bedford Homeowners Insurance Coverage
Your New Bedford home will be fully secured in the case of a fire, flood, theft, or other calamity thanks to the homeowners insurance coverage offered by Borden Insurance Agency. It won’t protect you from your own negligence, though. You should do periodic inspections, maintenance, and repairs on crucial components like the roof, the drainage system, and important systems like the electrical, plumbing, and HVAC in order to protect against depreciation, the weather, and the sun that impact the soundness of your home. In order to educate policyholders on what to anticipate from their coverage in the case of a claim and what sorts of preventative steps they should take to lower the possibility that they will need to make a claim in the first place, MA homeowners insurance brokers and businesses use their company blogs.
You can get the insurance coverage you want for your house in New Bedford from a reliable agency. Look no farther than Borden Insurance for a quotation and a new policy if you require such an agent. Because we are an independent insurance agency, we can concentrate on what our clients want and need rather than trying to sell them the services of a certain insurance provider. Our friendly and professional team can answer all of your inquiries regarding New Bedford house insurance, and we will guide you through the claims procedure step-by-step to guarantee the best conclusion. Since 1909, the Borden Insurance Agency has provided insurance to residents in Southcoast Massachusetts.
Seasonal Home Inspections
Massachusetts’s insurance companies urge their customers to conduct routine inspections to find potential problem areas in their house. These problem areas will probably require the most care over this winter and the next season. The foundation and the exterior absorb the brunt of the hard winter weather, thus they are of special importance. Inspect the walls, flooring, concrete, and masonry that make up your home’s foundation for any symptoms of cracking, heaving, or degradation. Make sure your chimney has been examined, cleaned, and any cracked mortar or bricks have been fixed before lighting a fire in it. It’s also a good idea to check the basement or crawl area for water damage after a wet period.
Aside from the external doors and windows, the roof should also be examined. Check for water damage in the ceilings and attic, cut back any overhanging tree limbs or plants, and inspect the flashing around any roof penetrations as a preventative step. To ensure that the wood is correctly sealed to the brickwork and is not letting any moisture in, check the weather stripping and caulking around doors and windows. You should also include on your autumn and winter to-do list having your HVAC system serviced for preventative maintenance before the cold weather arrives Southeastern Massachusetts and having your septic system cleaned and inspected at least once every two years.
Get a Home Insurance Quote in New Bedford
Another crucial measure you can take to secure your house is to partner with a Massachusetts insurance provider that offers comprehensive coverage for your most priceless things. The professionals at Borden Insurance Agency can assist you in locating the best coverage at the most affordable price if you’re searching for a New Bedford homeowners insurance policy. You should evaluate your insurance policy at least once a year if you own a property in New Bedford or the surrounding Southcoast region to be sure you have enough coverage. You can contact our team by phone for advice, or you can come to our New Bedford office to discuss your needs in person. If you would like a free quotation or a review of your Massachusetts home insurance policy, please give us a call at 508-999-3636.