Outdoor Living in Massachusetts: New Bedford Home Insurance
When the temperature rises in Southeastern Massachusetts and people start spending more time outside, one of the activities that people most look forward to is being able to spend time in their own backyard and the area immediately surrounding their house. There are a number of fantastic projects that you may do to broaden the range of ways in which you make use of your house – and even extend outdoor use into the fall and winter seasons. If you want places for these activities, however, you don’t have to build it yourself.
The good news is that there are numerous contractors in the Southcoast area that specialize in hardscaping construction and who can assist you in achieving the expansion that you desire. These professionals can help you acquire the expansion that you seek. If you make any kind of improvements or repairs to your Massachusetts home, you should make it a point to get in touch with the Borden Insurance office in New Bedford so that they may revise your homeowner’s insurance policy. We are here to provide answers to any concerns you may have regarding house insurance in New Bedford, as well as to review your current policy and verify that you have the coverage you require.
Protect Your New Bedford Home
Be careful to inquire about license, certification, and insurance before hiring a contractor of any kind. This includes bringing in a specialist to fix your heating, ventilation, and air conditioning system, to do maintenance on your septic tank, or to install plumbing features in your brand-new outdoor living space. Even while the majority of potential problems with your home will be covered by the Massachusetts homeowners insurance policy you have, it is still very important to make sure that any persons or companies that you hire have their own insurance policies in place. For instance, if a contractor or their employee were to get hurt on the job while they were working at your house and the contractor or employee did not have their own workers compensation or commercial liability insurance, you might be held liable for the injury and sued.
If you are the owner of a one-to-three family home in the state of Massachusetts and have contractors working on your property, you may not be required to obtain workers compensation insurance. Despite this, you should still request to see proof of insurance and verify that the contractor possesses the appropriate insurance policy to support the kind of job that they are carrying out before hiring them. Always protect yourself and your property whenever you hire a contractor of any kind.
When it comes to selecting a contractor, do you not know what questions to ask? If you have any questions, feel free to get in touch with our staff at the Borden Insurance Agency in New Bedford. We are eager to assist our customers in ensuring that they are protected from any potential obligations, and we do it gladly. We are able to offer you information that you can put to good use in order to ensure that a qualified and accountable contractor will carry out any maintenance or repairs on your property in the appropriate manner.
Seasonal Home Maintenance & Prevention
Make sure to properly maintain your home, whether you add-on any outdoor living space or simply expand on existing features. Your home’s major systems, which include electrical, plumbing, roofing, and HVAC, should all be inspected and have maintenance performed by a professional at least once each year – sometimes twice, depending on your unique situation. Installing fence or retaining walls around your property is yet another strategy that may help you reduce the risk of potential liability and boost the value of your home. Your home’s exterior presents an opening for trespassers to enter your property; whether it’s for the purpose of committing a break-in or of taking advantage of your pool while you’re away, you should take every precaution to thwart these intrusion attempts.
In addition, if you have any pools, hot tubs, and other amenities of the outdoors that are not hidden behind a closed gate might make a property vulnerable to liability claims. Have a conversation with your insurance agent about the cost of house insurance in New Bedford and what you can do to lower it. Collaborate with a professional builder and acquire all of the necessary permissions to guarantee that any fencing or walls you install on your property are installed in the appropriate location so that they do not intrude on the space belonging to your neighbor. Get a free estimate on the cost of your vehicle or homeowner’s insurance policy by calling the Borden Insurance Agency in New Bedford by calling 508-999-3636.