Seasonal Deep Cleaning: Update Massachusetts Home Insurance

seasonal deep cleaning for Massachusetts homeownersWhen was the last time you cleaned under your refrigerator? When was the last time you updated your Massachusetts home insurance policy? Nobody wants to deal with appliance cleaning or New Bedford homeowners insurance policies, but both are necessary to help protect your home – and your investment. In order to successfully complete spring cleaning, experts recommend formulating a strategy in preparation. Spread the work out across a month for the greatest results, and don’t expect to do it all in a single weekend. Taking care of the organization first may make deep cleaning everything else a snap, but decluttering is frequently the most time-consuming process.

Updating your policy is even easier! Simply contact your local agent at Borden Insurance to discuss any changes that might have occurred in your home, such as significant purchases or remodeling upgrades. Your Massachusetts home insurance policy will cover damage caused by “acts of Nature” and other unforeseen events, such as seasonal storms and high winds, but it won’t cover neglect. As you perform seasonal deep cleaning in New Bedford, take note of anything that might require repairs or professional servicing. You should take stock of your possessions, especially expensive ones, and talk to your insurance agent about any changes that may apply to your policy. This is the most reliable method for keeping track of your home insurance policy to ensure that you are adequately insured in the case of a claim.

Other Ways to Protect Your Home

Professional cleaners and organizers recommend using a sorting method to declutter, clean, and organize your home. Put items to be sold or given into one box – take them to Goodwill, donate them to a local charity, or give them away. Trash anything that you don’t use, cannot be used, is damaged, or broken. The things you intend to save or store will go into the last box. You can store them in your home, at a storage facility, or keep them in another safe space. Create a digital or paper inventory of your possessions as you sort through them and clean your home for the season. Doing this a couple times a year can help you stay on track.

In the event of a house fire or total loss, this might come in handy when purchasing replacement furnishings. Including photos with your claim submission might help speed things forward. A list of your valuables, such as televisions, gadgets, laptops, collectibles, jewelry, and other goods, can be submitted to and stored by your Massachusetts homes insurance company. You should save an other copy somewhere safe, like a fireproof safe or somewhere in a secure cloud storage. When you’ve finished sorting everything in a given space, it’s time to deal with the donation, garbage, and storage. Continue sorting and discarding as you move through the rest of the home.

Clean Everything from Top to Bottom

Next, dust and sweep the whole room, top to bottom, using a broom or other appropriate instrument. Everything that collects dust, such as bookshelves, cabinets, furniture, ceiling fans, closets, windows, or doors, should also be dusted and cleaned. Clean the carpets and open the windows. Depending on the specifics of your scenario, clean the blinds and windows and wash the drapes yourself or hire a professional cleaning service. Now is a good time to put away seasonal goods that you won’t need for a while, such as holiday decorations, cold weather equipment, outerwear, and sports supplies. Empty everything from drawers to cabinets to closets to shelves to storage bins. At this point, you should check every corner of your house.

The next step is to walk room by room and wipe out every piece of electrical equipment and appliance, including the exterior, inside, cords, and plugs. Take the fridge apart to clean behind it, below it, and the coils. Apart from the obvious benefits of a cleaner house, this can also improve the performance of your appliances. Another recommendation from Massachusetts home insurance experts is to check each plug and touch each outlet to make sure it is not hot or frayed. The best way to protect your house against a fire is to take preventative measures. Make sure your New Bedford homeowners insurance agent is aware of any changes you’ve made or damage you’ve found.

Sanitize, Paint, and Repair

It’s important to get a mild cleaner that is safe for the material and finish of your home’s walls and paint. If you regularly wash the walls, the paint will seem fresher and cleaner for longer. When you’ve cleaned a room thoroughly, add any additional tasks, such as touching up the paint, cleaning the outlets, or repainting if necessary. Do any quick fixes you can, or make a list of things you need a handyman or another professional to perform. When hiring a contractor to work on your house, be sure they have the appropriate licensing, certifications, and insurance for the job. Consider annual or seasonal services to inspect, maintain, and repair essential systems, such as your HVAC units, roofing, plumbing, and electrical.

The more you can stay on top of seasonal deep cleaning in New Bedford and stay in touch with your Massachusetts home insurance provider, the easier it will be to continue protecting your home. Since 1909, Borden Insurance has been honored to serve as the region’s leading independent insurance agency. Get in touch with one of our friendly and knowledgeable New Bedford homeowners insurance agents now to discuss your options OR to receive a no-obligation quote for Massachusetts house insurance coverage by calling 508-999-3636.