The Best Massachusetts Auto Insurance Policy at Borden Insurance

Sometimes it’s hard to tell if your auto insurance policy provides adequate protection in the event of an accident. In New Bedford, Massachusetts, insurance providers must meet certain regulations specified by the state. Lenders typically have their own requirements for minimum coverage amounts to guarantee that their collateral vehicle will be replaced or repaired in the event of an accident. A reliable vehicle insurance agent in Massachusetts is essential. Not all car insurance companies are created equal. You’ll find companies who try to sell you more coverage than you need, and others that, in an effort to undercut the competition, will sell you insurance at a much lower premium but with less comprehensive coverage.

Since 1909, the people of the Southcoast have been served by Borden Car Insurance, based in New Bedford, Massachusetts. Over a century and a half of service as a family-run business dedicated to serving the community with excellent home, life, and car insurance. As an independent broker, it is our mission to find our clients the most suitable insurance policies at the most reasonable rates available from New Bedford, MA insurance providers. If you need assistance understanding your policy options, we’re here to walk you through the ins and outs of coverage, premiums, and deductibles. If you need assistance safeguarding your car, our agents are here to help.

Quality Car Insurance in New Bedford

There is a lot of misunderstanding among New Bedford, MA drivers when it comes to vehicle insurance since many drivers just don’t comprehend the jargon. When you deal with Borden Insurance, you’ll have access to an experienced auto insurance agent in Massachusetts who can help you sort through the noise and find coverage that really meets your needs. Our blog is full of helpful hints and suggestions for maintaining your car and making the most of the coverage provided by our auto insurance companies that you can put to use right now. In New Bedford, Massachusetts and all throughout the Southcoast, we equip you with the resources necessary to make the most of your insurance policy.

While shopping for car insurance, the deductible is a key factor to consider. This is the deductible you must meet before your insurance provider starts paying for damage repairs. If your deductible is $1,000 and the cost to repair your car after a covered accident is $2,500, you will be responsible for paying $1,000 out of your own pocket before your insurance kicks in to cover the remaining $1,500. Insurance premiums are reduced in proportion to the deductible amount. In the event of an accident, however, it is in your best interest to negotiate a deductible with your Massachusetts auto insurance provider that you are comfortable paying.

Saving Money Without Compromising Coverage

The size of your deductible might affect your premium, as we discussed above.
The premium represents the cost of having motor insurance. This sum might be paid monthly, quarterly, semiannually, or annually, depending on the motor insurance company. A premium for a full six months may be available from some organizations, with payments spread out throughout that time. Your age, driving history, car details (brand, model, and year), and coverage options all play a role in determining your monthly payment. Massachusetts is a no-fault state, which means that your vehicle insurance will automatically contribute to your claim for any medical bills for you, your family, and other passengers, up to a specific level regardless of who was at fault for the accident. This holds true irrespective of who was at fault for the incidents. The “no-fault” provision is only in effect in 12 states, and Massachusetts is one of them.

Every licensed driver in the Commonwealth of Massachusetts must have liability coverage. To learn more about Massachusetts’s required vehicle insurance coverage and no-fault benefits, contact a dependable representative here at Borden Insurance. You have a certain kind of coverage, and that coverage has a maximum payout amount. Getting the most coverage from vehicle insurance firms is a smart idea to safeguard yourself and other assets, like a home or company. The more coverage you have, the safer you’ll be in the event of a covered occurrence, as you’ll be responsible for paying for any damages beyond the policy’s maximum.

Your Massachusetts Auto Insurance Policy

While shopping for car insurance in New Bedford, Massachusetts, you may choose from the following options. Other layers of safety, such as supplemental alternatives and extended coverage, may be investigated as well. Personal Injury Protection (PIP) is a form of insurance that is mandated in Massachusetts and 14 other states; it is more extensive than basic medical expenditures coverage and has higher coverage limits. Vehicle owners can benefit greatly from PIP since it covers a wide range of expenditures in the event of an accident, including medical bills, burial costs, rehabilitative care, substitute services, lost income, and safeguards for those who are self-employed.

In order to get the finest coverage available, it is recommended that you consult with an insurance professional in New Bedford, MA to examine your existing policy and explore any potential policy changes. For FREE vehicle insurance quotes in New Bedford, Massachusetts, and the rest of the Southcoast, or to discuss your current policy with an experienced Massachusetts insurance agent, call Borden Insurance at 508-999-3636.