MA Auto Insurance Coverage: Taking a Drive to Enjoy the Snow

Skiing, snowboarding, sledding, ice skating – the winter season of activity and sport is finally upon us here in New England, and it’s time to get out and enjoy it. However, before you toss your snowboard on top of your vehicle and head up to the mountains, make sure to speak with your insurance agency in New England to have the coverage you need with your New Bedford auto insurance policy. You should also take some time to ensure that your vehicle is maintained and prepared for this type of driving. Thinking about renting an SUV or other type of vehicle to go up to the mountains instead of taking your personal vehicle? Speak with your agent to determine if your car insurance in New Bedford extends your MA auto insurance coverage to rental vehicles to help save some cash at the counter while protecting you from liability.

Winter Driving Vehicles

Thinking about hitting the slopes or just taking the family up to the mountains to enjoy the snow this winter? If you own a Toyota Camry, Chevy Malibu, or a Honda Accord, which are some of the most popular four-door sedans sold in the country, the chances are good that you won’t get very far when it comes to snow and ice-laden mountain driving. Even if the weather is clear, chains would likely be required to travel up into the mountains during this time of year. Speak with your local insurance agency in New Bedford about the best and safest options for seasonal travel, whether that means renting a truck or SUV to get you there safely or upgrading your existing vehicle to ensure you meet all of the requirements for driving on snow and ice this winter.

For some, winter driving just means staying local and going back and forth to work, school, and shopping during the season. Shoveling out the driveway, scraping ice off the windows, and keeping vehicles inside the garage is about the most they are willing to do. However, for others, winter driving may be your lifestyle, which might mean purchasing or renting a four-wheel drive vehicle with traction control to handle harsh winter conditions. If you haul a lot of gear, you’ll also need something that has the towing capacity and cargo space you require. Mountain-ready SUVs with solid safety features and decent fuel economy are much-in-demand these days, but they can be found at reasonable prices. Make sure to speak with your agent about MA auto insurance coverage for all your vehicles and recreational gear. Borden Insurance Agency in New Bedford can help you get the coverage you want at a price you can afford.

All Wheel Drive vs. Four Wheel Drive

Living in an area where harsh winters are a reality means making sure that you can get yourself and your passengers safely from point A to point B, regardless of the weather. Mountain and hill areas require something a bit more, so if you travel from the Southcoast up to the mountains regularly during the winter, an SUV or truck that is equipped with all-wheel drive (AWD) or four-wheel drive (4WD) is most likely what you need. These vehicles are designed with snowy roads and incline driving to get you to and from your destinations as safely and worry-free as possible during the winter. So which is better, AWD or 4WD? The answer will be based upon your individual needs and the type of driving that you do.

AWD vehicles deliver power to all four wheels at the same time to engage torque when needed. It takes the guesswork out of driving on snow and ice for most drivers, providing them with the power and torque they need to stay out of trouble on snowy and icy roads. However, 4WD vehicles are best for those who drive in more extreme weather conditions, including deeper snow, snowdrifts, and icy hills. In addition to figuring out whether AWD or 4WD is best for your needs, you should also consider investing in quality snow tires. All-weather or all-season tires really do nothing for your vehicle when it comes to the typical New England winter. Make sure to talk with your agent about MA auto insurance coverage for these types of vehicles when you visit Borden Insurance Agency in New Bedford. Our goal is to make sure you have the right policy for New Bedford auto insurance to cover all of your needs. Give us a call at 508-999-3636 to discuss your options for car insurance in New Bedford and the surrounding area today!