Seasonal Roof Repair & Inspection: MA Homeowners Insurance Tips
Taking care of your home by providing preventive maintenance and services will protect your real estate investment for many years in the future. Seasonal tips for homeowners can be used to your advantage, allowing you to benefit from coverage provided by New Bedford home insurance and safeguard loved ones at the same time. Discuss your current MA homeowners insurance policy with your trusted insurance agency in New Bedford to ensure that everything is up-to-date and that you have the coverage required to protect your home. In addition, fall is the time of year when Southcoast homeowners prepare for the coming winter weather. A roof is your home’s first line of defense against snow, wind, rain, ice, and seasonal storms. Take time to protect it by hiring a professional roofing company to inspect it and make any necessary repairs before a small issue becomes a significant and costly problem.
Cleaning the Gutters
This is a job that no one wants to do, but it has to be done to funnel water away from your home’s foundation. Broken, leaky, and clogged gutters will cause more harm than good. Consider investing in a leaf protection system for your gutters, which can block up to 99 percent of leaves, twigs, acorns, and pine needles to significantly reduce seasonal service requirements. Stay off that ladder as much as possible, eliminating potential injuries, falls, and other associated hazards. Learning how to work smarter instead of harder will help you protect your home, family, and self from common pitfalls to homeownership in Southeastern Massachusetts.
When you do inspect your gutters once a year – or pay someone to do it for you – it’s a good idea to take this opportunity to check for any loose sections, adjust gutter guards, and clean off gutter materials to improve your home’s curb appeal. Whether you are listing your home for sale now or in the future, the most you can do to keep your property maintained and in good condition, the better. Not only will this help you to fetch a better price when you do sell your home, but these seasonal tips for homeowners can help you to keep obligations related to New Bedford home insurance. If your gutters, roof, or other systems of your home are neglected and ultimately cause damage, your MA homeowners insurance policy may not cover the claim. Speak with your insurance agency in New Bedford to learn more about homeowner responsibilities and things you can do to protect your home.
Professional Inspections
One of the best things you can do for your home is hire a roofing contractor to perform a professional inspection at least once a year. Recommendations usually include an early fall inspection before the first snowfall and, when possible, a second inspection again in the spring to check for any damage that might have occurred during the winter months. Areas that need to be checked include shingles, which can be cracked, torn, or buckled, as well as any issues with flashing around chimneys, skylights, and pipes. Leaks can come into your home from rain, snow, or melting ice, but it could be difficult to pinpoint for repair without a proper inspection. MA homeowners insurance requirements regarding roof maintenance, care, and replacement can be quite specific. Speak with your trusted agent at Borden Insurance Agency in New Bedford for details on homeowner responsibilities concerning roof inspections and maintenance for information that is customized to your home and location.
In addition to roofing inspections, other preventive measures designed to reduce potential damage to your home include checking window and door seals, insulation, and other ways that water can enter the structure. Adding weather stripping, replacing faulty materials, and increasing insulation won’t just protect your home during seasonal conditions, but can add other benefits as well. Proper insulation and sealing can improve thermal control, resulting in more efficient heating and cooling year-round. Updated windows and doors that meet current energy rating requirements can also help cut down on your energy consumption during the winter months. If you do make upgrades and take advantage of these seasonal tips for homeowners in Southeastern Massachusetts, make sure to update your current New Bedford home insurance policy. Some improvements can result in discounts on annual premiums, while others should be reported to ensure that you are adequately compensated in the event of a covered claim.
Contact your agent at Borden Insurance Agency in New Bedford for a FREE MA homeowners insurance quote or update your current home insurance policy by calling 508-999-3636. We can answer any questions you might have about homeowners insurance in Southeastern Massachusetts and help you get the most out of your home insurance coverage.