Get the Best Home Insurance in New Bedford for the New Year

Did you know that it’s a good idea to review your current Massachusetts homeowners insurance policy at least once a year? In order to make sure that you have the best home insurance in New Bedford to protect your home and belongings, contact your local agent to discuss your needs. When you call Borden Insurance Agency, our New Bedford home insurance specialists can go over your existing coverage, talk about any changes that you have made since you last reviewed your policy, and make suggestions for new options designed to benefit you and your family. New Bedford homeowners should stay on top of all insurance policies, including home, auto, and life, to ensure that they continue to meet their requirements as their needs change over time.

More Than Just a Resolution

Reviewing your home insurance in New Bedford should be more than just a New Years’ resolution. It should be a commitment to ensuring that you have the right coverage for your needs. While most mortgage requirements for a Massachusetts homeowners insurance policy are designed to protect the lien holder, your trusted New Bedford home insurance agent works for you. Borden Insurance Agency has earned a solid reputation for providing New Bedford homeowners with quality coverage for their real estate property, personal belongings, and other assets. Since 1909, we have proudly served customers in the SouthCoast communities and take pride in our ability to meet or exceed expectations at every turn.

Before you contact one of our agents to review your current policy, consider taking the time to create a home inventory. While many of your assets are likely already listed in your policy, you might have made upgrades to home appliances and systems throughout the year that are not included. You also might have gotten new electronics during all the Black Friday and Cyber Monday sales this holiday season or received high-value gifts from loved ones. All of these items should be listed in your home inventory, including computers, televisions, sound systems, furniture, appliances, and new materials from any remodeling or renovation work that was done.

Learn About Home Insurance

While some New Bedford homeowners just want to get a basic insurance policy based on the demands of the mortgage company, there are others who want to use their home insurance as a tool to protect their investments and assets. Learn all you can about home insurance in New Bedford, what it covers, and what it doesn’t. We will answer your questions, provide you with valuable information about New Bedford home insurance, and offer you all of the options available to help save you money and maximize your coverage.

Some of the questions to ask your agent include:

• TYPE of coverage – replacement cost or actual cash value coverage?
• FLOOD insurance – do you need flood insurance or sewer backup coverage?
• Insurance DEDUCTIBLES – should you raise or lower your deductible?
• SAVINGS opportunities – are you eligible for any discounts or savings?
• ENOUGH insurance – do you have coverage for high-value items?

New Bedford Home Insurance Gaps

You might know about GAP insurance for auto loans, but it is also essential to examine your Massachusetts homeowners insurance policy to make sure that there aren’t any gaps in coverage. You don’t want to find yourself in a situation where you need to make an insurance claim only to discover that you don’t have enough coverage or the right type of coverage. Many New Bedford homeowners are surprised to find out that they aren’t covered for certain things like floods or earthquakes. Extra policies for flood and earthquake insurance may or may not be available in your area at certain times during the year.

The best way to fix these gaps in home insurance in New Bedford is to work with your local agent. Set some time aside before the year ends or as the new one starts to sit down with an agent at Borden Insurance to discuss your needs. Our team can provide FREE quotes for New Bedford home insurance and also offer a wide range of options for existing customers to ensure that you have the coverage you want to protect your home and belongings. Give us a call at 508-999-3636 and make an appointment to sit down with one of our agents regarding your New Bedford homeowners insurance policy.