Winter Car Owner Tips: New Bedford Auto Insurance Coverage
The winter months can be difficult for car owners in the northeastern states. Not only do we need to put up with mountains of snow and surfaces coated in ice, but there’s also slush, freezing rain, sleet, and a whole host of other hazards just waiting to cause damage to an unsuspecting driver. Your Massachusetts auto insurance policy can help to protect your car from damage caused by winter conditions and related accidents. Speak with your MA auto insurance agent in New Bedford to get an updated auto insurance quote and make sure that you are fully covered for the type of driving that you do on a regular basis.
Do You Have a Winter Emergency Box?
Each season has its share of pitfalls and potential hazards that can happen to Massachusetts car owners. The best thing you can do is to be prepared for any eventuality by making an emergency box that targets the common issues experienced during this time of year. You should always have emergency gear, such as road flares, a first-aid kit, a flashlight, extra batteries, tire changing tools, and a charged cell phone, in case you get stranded somewhere alone.
In the winter there are other items that would be helpful if you get stuck in a snowdrift or on the side of the road for longer than just a few minutes. Pack all of these items up in a strong plastic container with a lid, so things don’t fall out and roll around in your trunk while driving. It’s a good idea to make different roadside emergency boxes for each season so you can switch them out and have the things you need readily available.
Some of those items include:
- extra pairs of gloves, hats, and scarves to keep warm
- a few blankets – some for yourself and a few to share
- a change of warm clothes for the driver in case you get wet digging out of the snow
- a hand-crank radio
- a bag of sand or kitty litter for traction and a folding shovel for digging out
- extra ice scrapers and snow dusters in case your primary tool breaks
- high-energy snacks, such as nuts, jerky, and other non-perishable items
- water bottles to stay hydrated
Check Winter Fluid Levels
Get yourself in the habit of checking your winter fluid levels. Your New Bedford car insurance policy can only protect you so much. Prevention is one of the best ways to avoid accidents and other issues that can leave you stranded in the snow. Check the owner’s manual for recommended preventive maintenance schedules, but consider stepping up your inspections during the winter months just to stay safe. Always do a pre-trip check before a big road trip and if you do a lot of driving through the week, take some time on the weekend to double-check fluids even if things are running smoothly.
Some of the fluids that need to be checked include:
- winter-mix antifreeze to prevent your engine from freezing
- winter windshield wiper fluid to help loosen ice and snow for easy clearing
- winter-grade oil for better viscosity in cold temperatures
Tire Pressure, Tread Depth and Brakes
Winter roads are slippery and dangerous enough on their own without you trying to drive your car through snow and ice on worn out tires with bad brakes. Your MA auto insurance agent wants you to stay safe out on the roads rain or shine. Check the tire pressure and add air to the manufacturer’s recommended levels. Invest in a good tire pressure gauge, which can be purchased at most auto supply stores or big box stores in the local area.
Check the tread depth on your tires by inserting a penny into the tread with the top of Lincoln’s head pointing inward toward the tire. If you can see all of Lincoln’s head sticking up, it’s time to replace that tire. Check tires and brakes before winter starts and again at various intervals throughout the season for best results. Not sure if you need maintenance or repairs? Bring your vehicle to a trusted mechanic or go to the dealership for professional care to keep you, your passengers and your vehicle safe this winter.
Need an Auto Insurance Quote?
If you are interested in getting a FREE quote for New Bedford car insurance, give Borden Insurance a call at 508-999-3636. Speak with an experienced MA auto insurance agent to learn all you can about safe driving, comprehensive insurance coverage, and other tips that you can use for a safer winter season. Call today to find out about our options for Massachusetts auto insurance right here in New Bedford, MA.