Massachusetts Auto Insurance: How to Boost Vehicle Longevity

New Bedford Auto InsuranceWhether you purchased your vehicle brand new or used, it is in your best interest to do all you can to increase the life of your car or truck to provide you with the maximum return on your investment. New Bedford car insurance is designed to protect your vehicle in the event of an accident or cover you if it gets stolen or damaged in some other way. However, the more you can do to provide preventive maintenance and take the steps necessary to keep your vehicle safe, the longer it will last, the better it will run, and the less likely you will be to have to make a claim through your Massachusetts auto insurance agency.

Catching a small maintenance issue before it becomes a big problem can save you a lot of time and money. Major repairs can render your vehicle useless for days or weeks, depending on part availability and options for labor. In addition to purchasing auto insurance in New Bedford, MA, it is critical to get on a schedule of preventive maintenance services, whether you perform them yourself or hire a professional to get the job done right. Things like oil changes, filter replacements, and manufacturer recommended services can really extend the life of your car and keep you safe on the road.

Preventive Maintenance Services

All of the fluids in your vehicle should be checked on a regular basis. This includes oil, power steering fluid, brake fluid, coolant, and windshield wiper fluid. People who live in the northeastern region have more responsibilities concerning fluids than those who are in more temperate areas. Fluids should be checked monthly, and special fluids should be added or used during the cold season to prevent common wintertime issues. For new vehicles, follow the manufacturer’s recommendations. Many new cars only require oil changes every 5,000 to 10,000 miles, depending on the products that are being used.

Vehicles that have been on the road awhile should get oil changes based on their unique needs. Synthetic and synthetic blend oils can help to protect your car or truck engine, especially if you have a lot of miles. Not sure what to use? Consult with a professional, such as a trusted mechanic, oil change service provider, or even the dealership. Mechanics who have been trained to work on the make and model of your vehicle will have the best advice. Old fluids should be flushed every other year by a professional. The quality and volume of the fluid can be checked with a dipstick. Some vehicles have transparent reservoirs that can make checking it regularly a lot easier.

Inspection of Hoses and Belts

Another common issue that can result in a lot of physical damage is worn our belts and hoses. Checking on the condition of your vehicle’s belts and hoses, as well as the general condition of the entire engine, is very important to the ongoing safety and performance of your vehicle. Your New Bedford insurance agent wants you to know that taking time to inspect belts and hoses for signs of cracking around bends or spotting any worn or burned spots can go a long way toward keeping your vehicle on the road. Check for moderate tension on the belts, not too much and not too loose is the motto when it comes to belts.

If you aren’t sure what to look for, consult with a mechanic or search online for videos and tips that can help save you a lot of time and money. Other items that should be inspected and replaced regularly include spark plugs and the timing belt, both of which should be replaced according to the recommendations of the manufacturer in your owner’s manual. If your timing belt fails, your vehicle will not be drivable until it gets replaced. However, if it fails while you are driving, it could ruin your entire engine. If you see a check engine light for any reason, do not ignore it. If you are not mechanically savvy, take it to the local dealer or a trusted mechanic right away to see what the indicator represents.

Check Your Massachusetts Auto Insurance Policy

It is a good idea to get in the habit of checking in with your local agent to verify that your auto insurance in New Bedford, MA is up to date. Note any changes that may have happened, such as paying off your auto loan, taking a driver’s safety course, removing a driver, or anything else that could impact your policy. It is important to stay on top of your Massachusetts auto insurance policy to make sure you are getting the best coverage at the best price. Your New Bedford insurance agent at Borden Insurance can help you take advantage of special offerings, additional coverage, and other extras that you might not be aware of to further protect your vehicle. Give us a call at 508-999-3636 and speak with one of our agents about your New Bedford car insurance policy.